FY 2025-26 / 2026-27

Income Tax Calculator

Compare Old vs New tax regimes side-by-side, estimate deductions, and find your optimal tax payout strategy.

Gross Annual Income (₹) Salary + other sources

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Section 80C Deductions (₹) Max ₹1,50,000 (PPF, LIC, ELSS)

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Section 80D - Health Insurance (₹) Max ₹25,000 / ₹50,000

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Home Loan Interest paid (₹) Max ₹2,00,000 (Self-occupied)

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Other Deductions / HRA (₹) HRA, LTA, other exemptions

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Comparison Summary

New Tax Regime

₹0

Optimal

Old Tax Regime

₹0

The New Tax Regime is more beneficial for you, saving you ₹12,000.

New Regime Taxable

₹11,25,000

Old Regime Taxable

₹9,75,000

Applicable Tax Slab Rates

Standard tax slab structures for individuals under FY 2025-26 & FY 2026-27 guidelines.

*Standard Deduction: ₹75,000. Rebate u/s 87A applicable up to ₹12 Lakhs income (net zero tax up to ₹12.75L with standard deduction!).

*Standard Deduction: ₹50,000. Rebate u/s 87A applicable up to ₹5 Lakhs net taxable income. Allows deduction of 80C, 80D, HRA etc.